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New Jersey Senior Living

Known as the Garden State, New Jersey has plenty to recommend it as a top destination for retirees—from beautiful seaside villages to bustling Manhattan suburbs. The climate in New Jersey has four distinct seasons, with hot summers and cold winters. Snow in the winter is occasional—the weather is heavily influenced by the Atlantic Ocean as well as the Gulf Stream, and ocean waters tend to be warm.

New Jersey is one of the richest states in the nation, with a high average household income and high home prices, especially in the northern areas near New York City. However, prices in northern Jersey are still much lower than they are in New York City—so if proximity to the Big Apple is a factor for you, a New Jersey retirement may be a steal. And prices in the southern end of the state, in the Jersey Shore area, are much more reasonable—although still higher than the national average.

New Jersey’s taxes are the highest in the country—a total of 11.8% for state taxes. The state taxes both inheritances and estates, although it doesn’t tax military income and some pensions. In addition, the state does not tax Social Security income. The state has the highest property taxes in the nation per capita, but there are some tax breaks for seniors in this area—including a Homestead rebate program for seniors age 65 or older and the disabled who earn less than $150,000 per year.

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